Terms & Conditions

Please read these Terms and Conditions carefully with regard to using our website. By accessing our website you agree to be bound by them as detailed below.

www.navigate-capital.co.uk is a site owned and operated by Navigate Capital Management Ltd. Navigate Capital Management is a trading style of Oculus Wealth Management (Surrey) Ltd, which is an appointed representative of Oculus Wealth Management Ltd, 2 Grove Park Court, Harrogate, HG1 4DP, a company authorised and regulated by the Financial Conduct Authority.

Registered in England: 11497392. Registered office: 4 bank Terrace, Gomshall Lane, Shere, Surrey, GU5 9HB

No reliance on Information

The content on our site is provided as information only. It does not constitute, intend or infer any form of advice and no actions should be taken, or refrained from, based on the information within the site. You should always seek professional advice in relation to your personal financial circumstances and not solely rely on the provision of information to make financial decisions.

The content contained in the website is subject to the UK regulatory regime and is therefore restricted solely to consumers based in the UK.

Personal Data

If you voluntarily choose to provide personal details to us via this website, all personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.


We are not able to guarantee that our site will be secure or free from viruses, and you must not use our site to introduce any malicious or harmful material through unauthorised access. It is recommended that you utilise your own specific software for virus and bug protection.

Intellectual Property

We are the owner or licensee of all intellectual property rights relating to the content of our site, and all material contained within. Such rights are reserved and you must not alter, modify or copy any of the site material including photos or graphics without our express written permission.


These terms and conditions may be revised at any time and you are recommended to check for ongoing alterations.

Please note that we whilst we strive to maintain up to date information on our site, we are under no obligation to do so and cannot guarantee that it will contain accurate information at all times nor be free from errors or omissions.

Applicable Law

These terms of use are governed by English law and by accessing our site you agree that the courts of England and Wales will have exclusive jurisdiction.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk