

The Navigation Process
Initial Meeting
This is about getting to know each other and taking time to familiarise ourselves with your personal situation. We need to understand your finances and your attitude to risk, but equally important is for us is to learn about your lifestyle and your aspirations for you and your family. Here we will produce a summary of our finding and initial suggestions.
There is no cost at this stage so if you feel comfortable progressing then we will start putting together your unique financial roadmap.


Planning Your Journey
We now get to work creating the bespoke plan for your future.
We will study exactly where you are now, how you got here,
and, more important, where you to want to get to. We use a
variety of research techniques and by taking into account the
timing of your expected life stages and your acceptable level
of exposure, we can ensure that you have money in the right
places at the right time, at the right levels of risk and as tax
efficiently as possible.
Your Financial Roadmap
Your unique Financial Roadmap will illustrate what your
financial future looks like, and what actions will need to be
taken for you to achieve the life you want to live. It will take
account of your life stages and will advise what needs to
happen now as well as in 12 months, five, ten, fifteen years,
and beyond.


Implementing Our Recommendations
Now we have an agreed plan, we can start implementing it.
We will recommend the best products to help you on your
way and get them set up for you. As we are free to search
the market, you can be confident they are the ones that suit
you best, rather than products someone else is telling us to
offer you. If you need something more, we are always happy
to introduce you to someone from within our wide network of
trusted professional connections.
Ongoing Services
Once everything is in place, you should start ticking off
a goal or two from your list. However, life can have some
twists and turns, so we will also meet with you regularly to
check your plans are on track, find out if there are any big
changes on the horizon – and if there have been any small
changes regarding taxation, legislation or regulations since
we last met. If things are not going according to plan, we’ll
just set a new course and carry on working towards your
original destination.


“Philip is an excellent and trusted adviser with commitment
and a dynamic approach to all that he does. His enthusiasm is to be
admired with his priorities valuing his clients at all stages.”

Justin Urquhart-Stewart
